/* Chintamani Finlease - landing + thank-you pages */

:root {
  --ink: #0F1F4B;
  --ink-deep: #0A1638;
  --blue: #304E9C;
  --blue-hover: #263F80;
  --blue-wash: #EAF0FD;
  --leaf: #A8CC42;
  --leaf-hover: #98BC32;
  --leaf-text: #4F6A0E;
  --red: #C0363C;
  --red-wash: #FBEDEE;
  --mist: #F1F4FA;
  --line: #D6DEEC;
  --paper: #FFFFFF;
  --text: #0F1F4B;
  --muted: #4A5A7F;

  --font: 'Anek Latin', 'Anek Devanagari', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --wrap: 1140px;
  --gutter: 20px;

  --shadow-slip: 0 2px 0 rgba(10, 22, 56, .06), 0 30px 60px -24px rgba(5, 12, 36, .7);
  --shadow-soft: 0 1px 2px rgba(15, 31, 75, .06), 0 10px 24px -14px rgba(15, 31, 75, .28);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 16px; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.55;
  font-variation-settings: 'wdth' 100;
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
:lang(hi) body { line-height: 1.65; }
img, svg { display: block; max-width: 100%; }
h1, h2, h3 { margin: 0; line-height: 1.12; font-weight: 750; letter-spacing: -.01em; }
p { margin: 0; }
a { color: var(--blue); text-underline-offset: 3px; }
button { font: inherit; color: inherit; }
[hidden] { display: none !important; }

:focus-visible { outline: 3px solid var(--blue); outline-offset: 2px; border-radius: 6px; }
.hero :focus-visible, .final :focus-visible, .footer :focus-visible { outline-color: var(--leaf); }
.slip :focus-visible { outline-color: var(--blue); }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }
.skip { position: absolute; left: -9999px; top: 8px; z-index: 50; background: var(--paper); padding: 10px 14px; border-radius: 8px; }
.skip:focus { left: 8px; }

.tbc {
  display: inline-block;
  margin-left: 6px;
  padding: 1px 8px;
  font-size: 12px;
  font-weight: 600;
  line-height: 1.6;
  vertical-align: middle;
  color: #8A4B00;
  background: #FFF4DA;
  border: 1px dashed #E2A93B;
  border-radius: 999px;
  white-space: nowrap;
}

/* ---------- buttons ---------- */
.btn-primary {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 56px; padding: 0 28px;
  font-size: 18px; font-weight: 750; text-decoration: none;
  color: var(--ink); background: var(--leaf);
  border: 0; border-radius: 999px; cursor: pointer;
  box-shadow: inset 0 -3px 0 rgba(15, 31, 75, .14);
  transition: background-color .15s ease, transform .15s ease;
}
.btn-primary:hover { background: var(--leaf-hover); }
.btn-primary:active { transform: translateY(1px); }
.btn-primary[disabled] { cursor: progress; opacity: .85; }
.btn-block { width: 100%; }
.btn-primary.is-busy::before {
  content: ''; width: 18px; height: 18px; border-radius: 50%;
  border: 2.5px solid rgba(15, 31, 75, .25); border-top-color: var(--ink);
  animation: spin .7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

.btn-secondary {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 48px; padding: 0 22px;
  font-weight: 700; color: var(--paper); background: var(--blue);
  border: 0; border-radius: 999px; cursor: pointer;
  transition: background-color .15s ease;
}
.btn-secondary:hover { background: var(--blue-hover); }

.btn-ghost {
  display: inline-flex; align-items: center; gap: 8px;
  min-height: 40px; padding: 0 14px;
  font-size: 15px; font-weight: 650; text-decoration: none;
  color: var(--ink); background: transparent;
  border: 1.5px solid var(--line); border-radius: 999px; cursor: pointer;
}
.btn-ghost:hover { border-color: var(--blue); }

.link-btn {
  display: inline-flex; align-items: center; gap: 4px;
  min-height: 44px; padding: 0 6px;
  font-weight: 650; color: var(--blue);
  background: none; border: 0; cursor: pointer;
}
.link-btn:hover { text-decoration: underline; }

/* ---------- top bar ---------- */
.topbar { background: var(--paper); border-bottom: 1px solid var(--line); }
.topbar-in { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 66px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand-word { width: 218px; height: auto; }
.topbar-actions { display: flex; align-items: center; gap: 8px; }
.lang-btn { font-family: 'Anek Devanagari', var(--font); }

/* ---------- hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  color: var(--paper);
  background:
    radial-gradient(900px 520px at 88% -8%, rgba(48, 78, 156, .75), transparent 62%),
    radial-gradient(700px 500px at -10% 110%, rgba(48, 78, 156, .35), transparent 60%),
    var(--ink);
  padding: 56px 0 88px;
}
.hero-swash {
  position: absolute;
  width: 860px;
  right: -180px;
  top: -40px;
  opacity: .9;
  pointer-events: none;
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr);
  gap: 56px;
  align-items: start;
}
.hero-copy { padding-top: 28px; max-width: 560px; }
.hero h1 {
  font-size: clamp(36px, 4.6vw, 58px);
  font-variation-settings: 'wdth' 84;
  font-weight: 760;
  line-height: 1.02;
  letter-spacing: -.015em;
  text-wrap: balance;
}
:lang(hi) .hero h1 { line-height: 1.18; font-variation-settings: 'wdth' 90; }
.hero-sub {
  margin-top: 20px;
  font-size: 19px;
  line-height: 1.5;
  color: #D4DCF1;
  max-width: 34em;
}
.trust { list-style: none; margin: 32px 0 0; padding: 0; display: grid; gap: 14px; }
.trust li { display: flex; align-items: center; gap: 12px; font-size: 17px; font-weight: 600; }
.trust svg { width: 26px; height: 26px; flex: none; color: var(--leaf); }

/* ---------- the application slip ---------- */
.slip {
  position: relative;
  color: var(--text);
  background: var(--paper);
  border-radius: 22px;
  box-shadow: var(--shadow-slip);
  animation: slip-in .7s cubic-bezier(.2, .8, .2, 1) both;
}
.slip:focus { outline: none; }
@keyframes slip-in {
  from { opacity: 0; transform: translateY(28px) rotate(.6deg); }
  to { opacity: 1; transform: none; }
}
.seal {
  font-family: var(--font);
  position: absolute;
  width: 104px;
  height: 104px;
  top: -40px;
  right: -26px;
  transform: rotate(-12deg);
  filter: drop-shadow(0 8px 14px rgba(5, 12, 36, .45));
  animation: stamp .45s .55s cubic-bezier(.3, 1.6, .5, 1) both;
}
@keyframes stamp {
  from { opacity: 0; transform: rotate(-30deg) scale(1.6); }
  to { opacity: 1; transform: rotate(-12deg) scale(1); }
}
.slip-head { padding: 26px 28px 20px; }
.slip-head h2 {
  font-size: 26px;
  font-variation-settings: 'wdth' 88;
  padding-right: 70px;
}
.step-count { margin-top: 6px; font-size: 14px; font-weight: 600; color: var(--muted); }
.progress { margin-top: 12px; height: 6px; background: var(--mist); border-radius: 99px; overflow: hidden; }
.progress span {
  display: block; height: 100%; width: 0;
  background: linear-gradient(90deg, var(--blue), #4C6FC6);
  border-radius: inherit;
  transition: width .35s cubic-bezier(.2, .8, .2, 1);
}
.perf { position: relative; height: 0; border-top: 2px dashed var(--line); }
.perf::before, .perf::after {
  content: ''; position: absolute; top: -13px;
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--ink);
}
.perf::before { left: -12px; }
.perf::after { right: -12px; }

.slip-body { padding: 22px 28px 8px; }
.slip-foot { padding: 4px 28px 24px; font-size: 14px; color: var(--muted); }

.step, .stop { border: 0; margin: 0; padding: 0; min-width: 0; }
.step.enter, .stop.enter { animation: step-in .26s ease both; }
@keyframes step-in { from { opacity: 0; transform: translateX(14px); } to { opacity: 1; transform: none; } }
.q {
  display: block;
  padding: 0;
  font-size: 22px;
  font-weight: 700;
  line-height: 1.25;
  font-variation-settings: 'wdth' 92;
}
.q:focus { outline: none; }
.hint { margin-top: 4px; font-size: 15px; color: var(--muted); }

.opts { display: grid; gap: 10px; margin-top: 16px; }
.cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.cols-1 { grid-template-columns: 1fr; }
.opt { position: relative; display: block; cursor: pointer; }
.opt input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.opt span {
  display: flex; align-items: center; gap: 10px;
  min-height: 54px; padding: 10px 14px;
  font-size: 17px; font-weight: 650; line-height: 1.25;
  background: var(--paper);
  border: 1.5px solid var(--line);
  border-radius: 12px;
  transition: border-color .12s ease, background-color .12s ease;
}
.cols-3 .opt span { justify-content: center; text-align: center; font-variant-numeric: tabular-nums; }
.cols-1 .opt span::after, .cols-2 .opt span::after {
  content: ''; margin-left: auto; flex: none;
  width: 20px; height: 20px; border-radius: 50%;
  border: 1.5px solid var(--line);
}
.opt:hover span { border-color: #9DB0D8; }
.opt input:checked + span { border-color: var(--blue); background: var(--blue-wash); }
.opt input:checked + span::after {
  border-color: var(--blue);
  background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m5.5 10.5 3 3 6-6.5' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;
}
.opt input:focus-visible + span { outline: 3px solid var(--blue); outline-offset: 2px; }

.form-nav { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 14px; }
.form-nav #next-btn { margin-left: auto; }
.err { margin-top: 6px; font-size: 14px; font-weight: 600; color: var(--red); }
.err-choose { margin-top: 0; }

.stop p { margin: 10px 0 18px; color: var(--muted); }
.stop .q::before {
  content: ''; display: block; width: 36px; height: 4px; margin-bottom: 14px;
  background: var(--red); border-radius: 4px;
}

/* contact step */
.answers { margin-top: 14px; border: 1px solid var(--line); border-radius: 12px; background: var(--mist); }
.answers summary { padding: 10px 14px; font-weight: 650; cursor: pointer; font-size: 15px; }
.answers ul { list-style: none; margin: 0; padding: 0 14px 8px; }
.answers li { display: flex; align-items: center; justify-content: space-between; gap: 8px; border-top: 1px solid var(--line); font-size: 15px; }
.answers li .link-btn { min-height: 38px; font-size: 14px; }

.field { margin-top: 16px; }
.field label { display: block; margin-bottom: 6px; font-size: 15px; font-weight: 650; }
.field input {
  width: 100%;
  min-height: 54px;
  padding: 0 14px;
  font: inherit; font-size: 18px; color: var(--text);
  background: var(--paper);
  border: 1.5px solid var(--line);
  border-radius: 12px;
}
.field input:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(48, 78, 156, .2); }
.field input[aria-invalid="true"] { border-color: var(--red); }
.phone { display: flex; }
.phone .cc {
  display: flex; align-items: center; padding: 0 12px;
  font-weight: 700; color: var(--muted);
  background: var(--mist);
  border: 1.5px solid var(--line); border-right: 0;
  border-radius: 12px 0 0 12px;
}
.phone input { border-radius: 0 12px 12px 0; letter-spacing: .04em; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }

.consent { display: flex; gap: 12px; align-items: flex-start; margin: 18px 0 6px; font-size: 14px; line-height: 1.45; color: var(--muted); cursor: pointer; }
.consent input { flex: none; width: 22px; height: 22px; margin: 1px 0 0; accent-color: var(--blue); }
.step-contact .btn-primary { margin-top: 16px; }

/* ---------- content bands ---------- */
.band { padding: 80px 0; }
.band h2 { font-size: clamp(28px, 3.2vw, 38px); font-variation-settings: 'wdth' 86; }
.lead { margin-top: 10px; font-size: 18px; color: var(--muted); max-width: 40em; }
.small { margin-top: 12px; font-size: 14px; color: var(--muted); }

.how { padding-top: 88px; }
.how-list { list-style: none; margin: 36px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; counter-reset: none; }
.how-list li { position: relative; padding: 0 28px 0 0; }
.how-list li + li { padding-left: 28px; border-left: 1px solid var(--line); }
.how-n {
  display: block;
  font-size: 72px; line-height: .9; font-weight: 800;
  font-variation-settings: 'wdth' 75;
  color: var(--blue);
}
.how-list li:nth-child(3) .how-n { color: var(--leaf-text); }
.how-list h3 { margin-top: 14px; font-size: 21px; }
.how-list p { margin-top: 8px; color: var(--muted); }

.fit { background: var(--mist); }
.fit-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; }
.fit h2 { font-size: clamp(26px, 2.6vw, 32px); }
.ticks, .docs { list-style: none; margin: 22px 0 0; padding: 0; display: grid; gap: 14px; }
.ticks li, .docs li { position: relative; padding-left: 36px; font-size: 18px; }
.ticks li::before {
  content: ''; position: absolute; left: 0; top: 2px; width: 24px; height: 24px; border-radius: 50%;
  background: var(--leaf) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m5.5 10.5 3 3 6-6.5' fill='none' stroke='%230F1F4B' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;
}
.docs li::before {
  content: ''; position: absolute; left: 2px; top: 2px; width: 20px; height: 24px;
  border: 2px solid var(--blue); border-radius: 3px 8px 3px 3px;
  background: linear-gradient(var(--blue), var(--blue)) 4px 9px / 8px 2px no-repeat, linear-gradient(var(--blue), var(--blue)) 4px 14px / 8px 2px no-repeat;
}

/* EMI planner */
.emi-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 56px; align-items: center; }
.range { margin-top: 28px; }
.range-top { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 10px; }
.range label { font-weight: 650; }
.range output { font-size: 20px; font-weight: 750; font-variant-numeric: tabular-nums; }
input[type=range] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 28px; background: transparent; cursor: pointer;
  --p: 50%;
}
input[type=range]::-webkit-slider-runnable-track {
  height: 8px; border-radius: 99px;
  background: linear-gradient(90deg, var(--blue) var(--p), var(--line) var(--p));
}
input[type=range]::-moz-range-track { height: 8px; border-radius: 99px; background: var(--line); }
input[type=range]::-moz-range-progress { height: 8px; border-radius: 99px; background: var(--blue); }
input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 28px; height: 28px; margin-top: -10px; border-radius: 50%;
  background: var(--paper); border: 3px solid var(--blue); box-shadow: var(--shadow-soft);
}
input[type=range]::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--paper); border: 3px solid var(--blue);
}
.emi-statement {
  padding: 32px;
  color: var(--paper);
  background: var(--ink);
  border-radius: 22px;
  box-shadow: var(--shadow-slip);
}
.emi-label { font-size: 16px; font-weight: 600; color: #C7D2EE; }
.emi-big {
  margin-top: 4px;
  font-size: clamp(48px, 6vw, 68px); line-height: 1; font-weight: 800;
  font-variation-settings: 'wdth' 80;
  font-variant-numeric: tabular-nums;
  color: var(--leaf);
}
.emi-rows { margin: 22px 0 24px; padding: 0; }
.emi-rows div { display: flex; justify-content: space-between; padding: 10px 0; border-top: 1px solid rgba(255, 255, 255, .14); }
.emi-rows dt { color: #C7D2EE; }
.emi-rows dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; }
.emi-statement .small { color: #AEBBDD; }

/* Costs */
.cost { background: var(--mist); }
.cost-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: 40px; margin-top: 32px; align-items: start; }
.facts { margin: 0; background: var(--paper); border: 1px solid var(--line); border-radius: 16px; }
.facts div { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 16px; padding: 16px 20px; }
.facts div + div { border-top: 1px solid var(--line); }
.facts dt { font-weight: 650; }
.facts dd { margin: 0; color: var(--muted); }
.example { padding: 24px; background: var(--paper); border: 2px solid var(--ink); border-radius: 16px; }
.example h3 { font-size: 20px; }
.example p { margin-top: 8px; color: var(--muted); font-size: 16px; }
.example dl { margin: 14px 0 0; }
.example dl div { display: flex; justify-content: space-between; gap: 12px; padding: 7px 0; font-size: 16px; }
.example dd { margin: 0; font-weight: 650; font-variant-numeric: tabular-nums; }
.example .strong { margin-top: 4px; padding-top: 11px; border-top: 2px solid var(--ink); font-weight: 750; }
.kfs-note { margin-top: 20px; }

/* Safety */
.safe-in {
  display: grid; grid-template-columns: 64px minmax(0, 1fr); gap: 24px;
  padding: 36px; background: var(--red-wash); border-radius: 20px;
  border-left: 6px solid var(--red);
}
.safe-icon { width: 56px; height: 56px; }
.safe-list { margin: 16px 0 0; padding-left: 20px; display: grid; gap: 8px; font-size: 18px; }
.safe-list li::marker { color: var(--red); }

/* FAQ */
.faq-in { max-width: 860px; }
.faq-list { margin-top: 28px; border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary {
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 20px 0; font-size: 19px; font-weight: 650; cursor: pointer; list-style: none;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: ''; flex: none; width: 28px; height: 28px; border-radius: 50%;
  background: var(--mist) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M10 5v10M5 10h10' stroke='%23304E9C' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/16px no-repeat;
  transition: transform .2s ease;
}
.faq-list details[open] summary::after { transform: rotate(45deg); }
.faq-list details p { padding: 0 40px 22px 0; color: var(--muted); }

/* Final call */
.final {
  color: var(--paper);
  background: radial-gradient(700px 300px at 50% 0%, rgba(48, 78, 156, .7), transparent 70%), var(--ink);
  padding: 72px 0;
}
.final-in { display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.final h2 { font-size: clamp(28px, 3.4vw, 42px); font-variation-settings: 'wdth' 84; max-width: 16em; }

/* Footer */
.footer { padding: 48px 0 120px; color: #C7D2EE; background: var(--ink-deep); font-size: 15px; }
.footer-top { display: flex; align-items: center; gap: 14px; }
.footer-top img { border-radius: 50%; background: var(--paper); }
.footer-name { font-size: 18px; font-weight: 750; color: var(--paper); }
.footer-tag { font-size: 14px; }
.footer-facts { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 16px 32px; margin: 28px 0 0; }
.footer-facts dt { font-size: 13px; color: #8E9CC4; }
.footer-facts dd { margin: 2px 0 0; color: var(--paper); white-space: pre-line; overflow-wrap: anywhere; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 24px; }
.footer-links a { color: var(--paper); }
.footer-disc { margin-top: 24px; max-width: 60em; font-size: 13px; color: #8E9CC4; }
.footer-copy { margin-top: 10px; font-size: 13px; color: #8E9CC4; }

/* Sticky bar (phones) */
.sticky {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 40;
  display: flex; gap: 10px;
  padding: 10px var(--gutter) calc(10px + env(safe-area-inset-bottom));
  background: rgba(255, 255, 255, .96);
  border-top: 1px solid var(--line);
  box-shadow: 0 -10px 24px -16px rgba(15, 31, 75, .5);
  transform: translateY(110%);
  transition: transform .25s ease;
}
.sticky.show { transform: none; }
.sticky .btn-primary { flex: 1; min-height: 52px; }
.sticky-wa {
  display: flex; align-items: center; justify-content: center;
  width: 52px; height: 52px; flex: none; border-radius: 50%;
  color: var(--paper); background: #1F8A4C;
}

/* ---------- responsive ---------- */
@media (min-width: 961px) { .sticky { display: none; } }

@media (max-width: 960px) {
  .hero { padding: 28px 0 56px; }
  .hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .hero-copy { padding-top: 0; display: contents; }
  .hero h1 { order: 1; font-size: clamp(32px, 8.4vw, 46px); }
  .hero-sub { order: 2; margin-top: -12px; font-size: 17px; }
  .slip { order: 3; }
  .trust { order: 4; margin-top: 4px; }
  .hero-swash { width: 560px; right: -260px; top: -60px; opacity: .55; }
  .how-list { grid-template-columns: 1fr; gap: 28px; }
  .how-list li, .how-list li + li { padding: 0 0 0 76px; border-left: 0; }
  .how-n { position: absolute; left: 0; top: -4px; font-size: 60px; }
  .how-list h3 { margin-top: 0; }
  .fit-grid, .emi-grid, .cost-grid { grid-template-columns: 1fr; gap: 40px; }
  .final-in { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 560px) {
  :root { --gutter: 16px; }
  body { font-size: 16px; }
  .topbar-in { min-height: 58px; }
  .brand img:first-child { width: 34px; height: 34px; }
  .brand-word { width: 150px; }
  .call-btn span { display: none; }
  .call-btn { padding: 0 10px; }
  .slip-head { padding: 22px 18px 16px; }
  .slip-head h2 { font-size: 23px; }
  .slip-body { padding: 18px 18px 4px; }
  .slip-foot { padding: 4px 18px 20px; }
  .seal { width: 84px; height: 84px; top: -30px; right: -8px; }
  .q { font-size: 20px; }
  .opts { gap: 8px; }
  .opt span { min-height: 52px; padding: 10px 12px; font-size: 16px; }
  .cols-3 .opt span { padding: 10px 4px; }
  .band { padding: 56px 0; }
  .how { padding-top: 60px; }
  .ticks li, .docs li, .safe-list { font-size: 17px; }
  .emi-statement { padding: 24px; }
  .facts div { grid-template-columns: 1fr; gap: 2px; padding: 14px 16px; }
  .safe-in { grid-template-columns: 1fr; gap: 12px; padding: 24px 20px; }
  .safe-icon { width: 44px; height: 44px; }
  .final { padding: 56px 0; }
  .final .btn-primary { width: 100%; }
}

@media (max-width: 360px) {
  .brand-word { width: 124px; }
  .cols-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-delay: 0s !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
}

/* ================= thank-you page ================= */
.ty-hero {
  position: relative; overflow: hidden;
  color: var(--paper);
  background: radial-gradient(800px 420px at 85% -10%, rgba(48, 78, 156, .75), transparent 62%), var(--ink);
  padding: 56px 0 120px;
}
.ty-hero .hero-swash { opacity: .5; width: 640px; right: -200px; top: -80px; }
.ty-hero-in { position: relative; max-width: 760px; }
.ty-check { width: 72px; height: 72px; }
.ty-check circle { fill: var(--leaf); }
.ty-check path {
  fill: none; stroke: var(--ink); stroke-width: 5; stroke-linecap: round; stroke-linejoin: round;
  stroke-dasharray: 48; stroke-dashoffset: 48;
  animation: draw .5s .25s ease forwards;
}
@keyframes draw { to { stroke-dashoffset: 0; } }
.ty-hero h1:focus { outline: none; }
.page-ty .footer { padding-bottom: 48px; }
.ty-hero h1 { margin-top: 24px; font-size: clamp(32px, 4.4vw, 52px); font-variation-settings: 'wdth' 84; text-wrap: balance; }
:lang(hi) .ty-hero h1 { line-height: 1.2; }
.ty-sub { margin-top: 16px; font-size: 19px; color: #D4DCF1; max-width: 36em; }
.ty-ref {
  display: inline-flex; align-items: baseline; gap: 10px; margin-top: 24px;
  padding: 10px 16px; border: 1.5px dashed rgba(255, 255, 255, .35); border-radius: 12px;
}
.ty-ref span { font-size: 14px; color: #C7D2EE; }
.ty-ref strong { font-size: 20px; letter-spacing: .06em; font-variant-numeric: tabular-nums; }

.ty-main { position: relative; margin-top: -72px; }
.ty-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 24px; align-items: start; }
.panel { background: var(--paper); border-radius: 20px; padding: 32px; box-shadow: var(--shadow-slip); }
.panel + .panel { margin-top: 24px; }
.panel h2 { font-size: 26px; font-variation-settings: 'wdth' 88; }
.timeline { list-style: none; margin: 24px 0 0; padding: 0; }
.timeline li { position: relative; padding: 0 0 26px 58px; }
.timeline li:last-child { padding-bottom: 0; }
.timeline li::after { content: ''; position: absolute; left: 19px; top: 44px; bottom: 6px; width: 2px; background: var(--line); }
.timeline li:last-child::after { display: none; }
.tl-n {
  position: absolute; left: 0; top: 0;
  display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%;
  font-weight: 800; color: var(--paper); background: var(--blue);
}
.timeline li:first-child .tl-n { color: var(--ink); background: var(--leaf); }
.timeline h3 { font-size: 20px; padding-top: 7px; }
.timeline p { margin-top: 6px; color: var(--muted); }

.save { background: var(--blue-wash); box-shadow: none; border: 1px solid #C9D6F3; }
.save h2 { font-size: 22px; }
.save-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.btn-wa { background: #1F8A4C; color: var(--paper); }
.btn-wa:hover { background: #17733e; }

.checklist { list-style: none; margin: 18px 0 0; padding: 0; display: grid; gap: 4px; }
.checklist label { display: flex; align-items: center; gap: 12px; min-height: 44px; font-size: 17px; cursor: pointer; }
.checklist input { width: 22px; height: 22px; accent-color: var(--blue); flex: none; }
.checklist input:checked + span { color: var(--muted); text-decoration: line-through; }
.tips { margin: 16px 0 0; padding-left: 22px; display: grid; gap: 10px; }

.ty-safe { margin-top: 24px; }
.ty-foot-links { display: flex; flex-wrap: wrap; gap: 12px 24px; margin-top: 32px; margin-bottom: 72px; }

@media (max-width: 960px) {
  .ty-grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .ty-hero { padding: 36px 0 104px; }
  .ty-check { width: 60px; height: 60px; }
  .ty-sub { font-size: 17px; }
  .panel { padding: 24px 20px; }
  .save-actions .btn-primary, .save-actions .btn-secondary { width: 100%; }
}